Cook the Beef:

• In a large skillet, cook the ground beef over medium heat until browned, breaking it up with a spoon.

• Drain excess grease if necessary, then stir in the taco seasoning and water.

• Simmer for 3–4 minutes until the mixture thickens and is well combined.

Prepare the Wraps:

• Warm the flour tortillas in a dry skillet or microwave for about 20 seconds until soft and pliable.

Assemble the Wraps:

• Lay a tortilla flat and spoon a generous portion of the seasoned beef mixture down the center.

• Drizzle with nacho cheese sauce, then sprinkle with shredded cheddar cheese.

• Top with shredded lettuce, diced tomato, and sliced red onion.

Wrap and Serve:

• Fold in the sides of the tortilla, then roll it up tightly to enclose the filling.

• Slice the wrap in half and serve with sour cream, salsa, or guacamole if desired.